API Overview

Finsire's DPI Locker APIs provide data about assets across different Asset Classes and analysis based on that data. The APIs also allow you to onboard customers onto your platform and view all their assets.

The following is the list of APIs offered:

1. Asset Gateway

API	Functionality	Integrations	Additional details
AA Gateway APIs	Dynamic Multi AA	One Money, Anumati, Finvu, Protean, NADL, Digio	Basic details about assets including bank account, mutual funds and stocks
Vehicle API	Vehicle 360° View	3D rendering vehicles	Enhances overall viewing experience
Vehicle API	Vehicle Analyser	Vehicle Valuation	Market price Insurance details Integral for insurers and financiers to determine the current value and risk associated with a vehicle
Vehicle API	Challan History	Vahaan	Challan associated with the vehicle
Real Estate Analyzer API	Area wise Pricing	Finsire APIs - Sub-registrar office	Facilitates property valuation and ownership verification and comprehensive real estate investments

2. AI Analyzer

Net Worth Analyzer with Reports

API	Functionality	Integrations	Additional details
Net Worth Assets API	Mutual Funds	AA - Finsire Analytics	Allows for the tracking and management of mutual fund investments
Net Worth Assets API	Stocks	AA - Finsire Analytics	Provides access to securities for wealth management, aiding in investment decisions and portfolio analysis
Net Worth Assets API	Insurance, NPS, GST, ITR	AA - Finsire Analytics	Integrates insurance, pension, and tax details for comprehensive financial planning and advisory services
Net Worth Assets API	Vehicle	AA - Finsire Analytics	Market price Insurance details Integral for insurers and financiers to determine the current value and risk associated with a vehicle
Net Worth Assets API	Real Estate	AA - Finsire Analytics	Facilitates property valuation and ownership verification and comprehensive real estate investments

API	Functionality	Integrations	Additional details
Net Worth Liabilities API	CIBIL and Credit Card Details	Dynamic Multi AA	Derivation of liabilities details Credit history analysis Payment history tracking

Asset Analyzers

API	Functionality	Integrations	Additional details
Bank Statement Analyzer API	Bank Accounts [Retail and Merchant Client: Investment and Lending-specific]	AA - Finsire Analytics	For consolidating bank account information across multiple institutions, enabling financial apps to offer an aggregated financial view to users
Mutual Fund Analyzer API	Analyzes Mutual Fund Investments	AA - Finsire Analytics + External Source Integration	Comprehensive mutual fund performance analysis. Integrates with external market data for enriched insights. Supports fund selection and portfolio management.
Stock Analyzer API	Evaluates Stock Investments	AA - Finsire Insights, External Market Data	Provides real-time stock performance analytics. Offers predictive insights based on historical data. Enhances strategies with market trend analysis.
Real Estate Analyzer API	Evaluates Real-Estate Properties	Valuations, Property Details	Provides valuations and detailed property analytics. Includes stamp duty and land registration details. Aids in investment and property management decisions.
Vehicle Analyzer API	Assesses Vehicle Value and Insurance Details	Valuations, Insurance Data	Delivers Insured Declared Value (IDV) for insurance. Adjusts valuations based on market conditions. Facilitates comprehensive vehicle financial assessments. Nearly 55 data points of the vehicle

3. Secured credit - Loan against Mutual Funds and Shares

Technology Service Provider

API	Functionality	Integrations	Additional details
Pre-approved Credit Limit API	Mutual Funds and Shares	Finsire Analytics	Asset evaluation Risk profiling and predictive insights to determining credit limit
Loan against MF API	Term loan and overdraft With LOS, CMS, and LMS	CAMS, KFintech, MF Central	Secures loans against mutual fund assets, necessary for asset-backed lending services
Loan against Securities API	Term loan and overdraft With LOS, CMS, and LMS	NSDL [TP-LAS & DP-LAS]	Secures loans against demat securities and mutual funds, necessary for asset-backed lending services
Loan against Securities API	Term loan and overdraft With LOS, CMS, and LMS	eLAS	Work-in-progress: Pledge demat securities with a depository participant

Lending Service Provider

API	Functionality	Integrations	Additional details
Direct Sales Agent Integration	Term loan and Overdraft with LAMF [with LOS and CMS]	Bajaj Finance South Indian Bank City Union Bank	Facilitates marketing and sales of financial products, aiding customer acquisition for distributor

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Note :

To use our APIs, user creation is a crucial step as the finsire_id sent in response is the finsire_id which would be used to view or manipulate the data. See this for more information.